Kaizen Insurance
Menu
  • Link Icon Link Icon Link Icon Home
    • Link Icon Link Icon Link Icon Our team
      • Link Icon Link Icon Link Icon Services
        • Link Icon Link Icon Link Icon Testimonials
          • Link Icon Link Icon Link Icon Contact Us
            • External link opens in new tab or window Link Icon Link Icon Link Icon Gallery
              • External link opens in new tab or window Link Icon Link Icon Link Icon Join Our Team
                • External link opens in new tab or window Link Icon Link Icon Link Icon Resources
                  • External link opens in new tab or window+14036088066
                  • External link opens in new tab or windowinfo@kaizeninsurance.ca
                     

                    Kaizen Insurance and Financial Services Ltd

                    Committed & Invested in your family & business

                    protection & financial future,

                    the Kaizen way !


                     



                    GalleryGallery
                    Column
                    Column


                    Our Mission and Vision Statement


                    Kaizen Insurance and Financial Services Ltd. (KIFS) is engaged in providing insurance and investment products and services to its broad clients, both family and business.

                    KIFS shall continuously pursue excellence in customer-service, innovation and product offering to its clients delivered in a timely manner.

                    KIFS shall strive to develop better relationships with its clients, co-workers, and business partners.

                    - o -

                    "Kaizen" is a Japanese word which means" change for the better". Dictionary.com defines it as " a business philosophy or system that is based on making positive change on a regular basis..."



                    Column
                     


                    Our Team

                    Comprised of licensed insurance brokers, financial advisors

                    with varied industry experience ready, willing and able

                    to offer their expertise to all our clients. 


                    Column

                     


                    Mark A. Quintin, MDRT, MBA

                    Calgary, AB

                     

                    • External link opens in new tab or window+14036088066

                                                     
                    Michelle Guanzo-Reyes
                    Calgary, AB
                    Financial Advisor/ Insurance Broker
                                                       

                    RJ Vistro
                    Edmonton, AB
                    Financial Advisor/ Insurance Broker

                    Aljay Ragadio
                    Calgary, AB
                    Financial Advisor/Insurance Broker


                    Column



                    Virginia M. Quintin, BBA, MBA

                    Calgary, AB

                     

                    • External link opens in new tab or window+14036078823


                    Mary Ann Makin

                    Peace River, AB

                    Financial Advisor/ Insurance Broker


                    Miriam Maclang

                    Calgary, AB

                    Financial Advisor/Insurance Broker





                    Products and Services

                    Insurances - Living Benefits - Savings - Investments

                    Column
                                                         

                    Life Insurance


                    Life insurance is an essential part of financial planning for the family. It protects the family in case something happens to a member of the family. Usually, of utmost importance is insuring the income earner member of the family.


                    Term Insurance


                    The simplest type of life insurance is what we call "Term Insurance". Two characteristics of such type is the affordability of its premium vis-a-vis a bigger coverage. Usually, this is taken to cover the debts of the family during the income earner's productive life span.


                    Permanent Insurance


                    Permanent Insurance is more expensive than a Term Insurance. However, it provides for versatility in terms of guaranteed premiums, level cost of insurance, cash value and surrender value.


                    Guaranteed Issue - Life Insurance


                    There are situations when we try to get insured and yet unable to, due to health reasons. There is still a recourse for this. You will need what we call a - Guaranteed Issue Life Insurance.


                    Investments


                    REGISTERED RETIREMENT SAVINGS PLAN (RRSP)

                    NON-REGISTERED RETIREMENT SAVINGS PLAN

                    REGISTERED EDUCATION SAVINGS PLAN (RESP)

                    TAX FREE SAVINGS PLAN (TFSA)


                    INVESTMENT LOAN

                    RRSP LOAN


                    Group Benefit Plan


                    To retain and keep employees in your company, it requires an effective group benefit plan. It would typically include extended health care, vision care, prescription, dental care, group insurance, and disability. We can help you design a cost effective plan for your company.







                    Column

                     

                    Living Benefits


                    Living benefits address, among other things, the loss income of oneself due to sickness or accident. Such benefits provide to reimburse medical expenses, replace loss of income, or simply provide for a lump sum amount to oneself.


                    Disability Insurance


                    This insurance is to replace lost income when one is unable to work due to disability, a consequence of sickness, and/or accident. It may be simplified or underwritten.

                     

                    Critical Illness


                    It pays a lump sum benefit amount to a person who has suffered a heart attack, stroke, coronary by-pass or cancer to name a few. The purpose of this insurance is to alleviate the burden to the survivor due to loss of income.


                    Long-Term Care Insurance


                    Fast forward, when one is too old to be able to take care of oneself, Long-Term Care Insurance will augment the benefits one can obtain from the health care system. Specifically, it is possible that one receives a monthly benefit from his Long-Term Care Insurance to augment other benefits.


                    Travel Insurance


                    Travel Insurance is aimed, among other things, providing reimbursement of medical expenses when one travels, spends time away from home, when one gets sick or possibly bring oneself back home.



                    What our clients say...


                    " We have talked to several advisors. And, we are very fortunate to have met you, Mark and Virgie. Your presentation is comprehensive. Thank you for the additional knowledge you shared with us to help our family with our financial planning. "
                    " We have talked to several advisors. And, we are very fortunate to have met you, Mark and Virgie. Your presentation is comprehensive. Thank you for the additional knowledge you shared with us to help our family with our financial planning. "
                    "When my mom fell sick and need to rushed her to the emergency in Peter Lougheed Hospital in Calgary I am so worried about the coverage of the insurance policy. Mark was the one who's calling the insurance company and following up the claim. In short the hospital expenses was settled directly between the insurance company and the hospital."
                    "When my mom fell sick and need to rushed her to the emergency in Peter Lougheed Hospital in Calgary I am so worried about the coverage of the insurance policy. Mark was the one who's calling the insurance company and following up the claim. In short the hospital expenses was settled directly between the insurance company and the hospital."
                    "Patience is a virtue. if you almost give up, Kaizen helps you out to support you, to do the rest. Thank you Kaizen."
                    "Patience is a virtue. if you almost give up, Kaizen helps you out to support you, to do the rest. Thank you Kaizen."
                    Three years ago. these couple introduced to me and my husband a Critical Illness, a health protection ( including stroke, heart problem etc.) They really have a good service by giving their clients information about insurance. They spend time and explain it properly. They will tell you the right protection and make sure that the monthly premium fits to your budget.
Last April, my husband suffered a stroke. We were so down and depressed as the incident was so unexpected. At an early age, we never thought that my husband will suffer from that illness. I immediately phoned our insurance broker about the incident. The support given to us was truly outstanding. They follow up and give us an update for our claims. Thanks God our claims got approved. My husband and I feel relieved and praying in time that everything will go back to normal. Now, I realized that is a must that everyone should have an insurance protection. We need to secure our future.
Truly God will never leave as empty. God will use something or someone to help your needs, to show that He is always near. God used our Brokers to solve our financial problems. Thank you Uncle Mark Quintin and Auntie Virgie. God Bless you and more power to Kaizen Insurance and Financial Services.
                    Three years ago. these couple introduced to me and my husband a Critical Illness, a health protection ( including stroke, heart problem etc.) They really have a good service by giving their clients information about insurance. They spend time and explain it properly. They will tell you the right protection and make sure that the monthly premium fits to your budget. Last April, my husband suffered a stroke. We were so down and depressed as the incident was so unexpected. At an early age, we never thought that my husband will suffer from that illness. I immediately phoned our insurance broker about the incident. The support given to us was truly outstanding. They follow up and give us an update for our claims. Thanks God our claims got approved. My husband and I feel relieved and praying in time that everything will go back to normal. Now, I realized that is a must that everyone should have an insurance protection. We need to secure our future. Truly God will never leave as empty. God will use something or someone to help your needs, to show that He is always near. God used our Brokers to solve our financial problems. Thank you Uncle Mark Quintin and Auntie Virgie. God Bless you and more power to Kaizen Insurance and Financial Services.

                    1

                    2

                    3

                    4

                    " We have talked to several advisors. And, we are very fortunate to have met you, Mark and Virgie. Your presentation is comprehensive. Thank you for the additional knowledge you shared with us to help our family with our financial planning. "
                    " We have talked to several advisors. And, we are very fortunate to have met you, Mark and Virgie. Your presentation is comprehensive. Thank you for the additional knowledge you shared with us to help our family with our financial planning. "
                    "When my mom fell sick and need to rushed her to the emergency in Peter Lougheed Hospital in Calgary I am so worried about the coverage of the insurance policy. Mark was the one who's calling the insurance company and following up the claim. In short the hospital expenses was settled directly between the insurance company and the hospital."
                    "When my mom fell sick and need to rushed her to the emergency in Peter Lougheed Hospital in Calgary I am so worried about the coverage of the insurance policy. Mark was the one who's calling the insurance company and following up the claim. In short the hospital expenses was settled directly between the insurance company and the hospital."
                    "Patience is a virtue. if you almost give up, Kaizen helps you out to support you, to do the rest. Thank you Kaizen."
                    "Patience is a virtue. if you almost give up, Kaizen helps you out to support you, to do the rest. Thank you Kaizen."
                    Three years ago. these couple introduced to me and my husband a Critical Illness, a health protection ( including stroke, heart problem etc.) They really have a good service by giving their clients information about insurance. They spend time and explain it properly. They will tell you the right protection and make sure that the monthly premium fits to your budget.
Last April, my husband suffered a stroke. We were so down and depressed as the incident was so unexpected. At an early age, we never thought that my husband will suffer from that illness. I immediately phoned our insurance broker about the incident. The support given to us was truly outstanding. They follow up and give us an update for our claims. Thanks God our claims got approved. My husband and I feel relieved and praying in time that everything will go back to normal. Now, I realized that is a must that everyone should have an insurance protection. We need to secure our future.
Truly God will never leave as empty. God will use something or someone to help your needs, to show that He is always near. God used our Brokers to solve our financial problems. Thank you Uncle Mark Quintin and Auntie Virgie. God Bless you and more power to Kaizen Insurance and Financial Services.
                    Three years ago. these couple introduced to me and my husband a Critical Illness, a health protection ( including stroke, heart problem etc.) They really have a good service by giving their clients information about insurance. They spend time and explain it properly. They will tell you the right protection and make sure that the monthly premium fits to your budget. Last April, my husband suffered a stroke. We were so down and depressed as the incident was so unexpected. At an early age, we never thought that my husband will suffer from that illness. I immediately phoned our insurance broker about the incident. The support given to us was truly outstanding. They follow up and give us an update for our claims. Thanks God our claims got approved. My husband and I feel relieved and praying in time that everything will go back to normal. Now, I realized that is a must that everyone should have an insurance protection. We need to secure our future. Truly God will never leave as empty. God will use something or someone to help your needs, to show that He is always near. God used our Brokers to solve our financial problems. Thank you Uncle Mark Quintin and Auntie Virgie. God Bless you and more power to Kaizen Insurance and Financial Services.



                    Contact Us


                    • External link opens in new tab or window+14036088066
                    • External link opens in new tab or windowinfo@kaizeninsurance.ca
                    • External link opens in new tab or window200, 1001 1 St SE Calgary, AB Canada T2G 5G3
                    Invalid Form properties detected






                     

                    KAIZEN INSURANCE AND FINANCIAL SERVICES LTD

                    Phone: +14036088066 | Email: info@kaizeninsurance.ca | Office Hours: Mon-Fri 9:00 AM to 5:00 PM


                    • External link opens in new tab or windowFacebook
                      close lightbox